100% Successful in Chapter 7 Bankruptcy Filings
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Who We Are
Riverside Bankruptcy Attorney & Lawyer at The Law Offices of Paul Y. Lee — Serving Riverside, Orange & San Bernardino County
At The Law Offices of Paul Y. Lee, our expert Riverside bankruptcy attorney and lawyer can help you eliminate your credit card debt, medical bills, tax debt and other bills. We can stop foreclosures, wage garnishments, repossessions, and harassing creditors through Chapter 7 Bankruptcy or Chapter 13 Bankruptcy. In a Chapter 13 Bankruptcy, you can Lien Strip a second mortgage or receive additional time if you’re behind on your mortgage payments.
We have been 100% successful in all Chapter 7 bankruptcy filings and the top Chapter 13 filer in Riverside and San Bernardino. We have helped discharge millions of dollars of debt! Receive a free consultation today with our experienced Riverside bankruptcy attorney and Orange County bankruptcy lawyer.
An extremely intelligent and capable lawyer! Obviously well versed in his field. Paul put us at our ease during one of the most difficult times of our lives and we will forever esteem him highly. My husband and I couldn’t be more grateful to Paul. He was always available to answer our questions. Always gracious, down to earth and accommodating. We will always be quick to recommend him.
Call Us Today 951-755-1000 For Answers To All Your Questions
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When Is Filing Bankruptcy An Option In Riverside CA?
Aside from the usual indicators such as an inability to pay bills, lawsuits, bank levies or wage garnishments, bankruptcy is an option if your unsecured debt, e.g. credit cards, is more than one-third (1/3) of your annual net income (take home pay after taxes). If your unsecured debt is greater than 1/3 of your net income then you will likely not be able to pay off your debt in a reasonable amount of time. Instead of saving for retirement or your child’s college, you will have wasted away your precious money, energy and time.
Bankruptcy vs. Debt Settlement
What is the difference between bankruptcy and debt settlement? In almost all cases, filing a Riverside bankruptcy is a better solution than debt settlement. Debt settlement attempts to negotiate your debt over a very long time, typically 3-5 years, with no guarantees for success. During this time, your credit continues to drop and cause damage. Debt settlements do not protect you legally from lawsuits, judgments, levies or garnishments. Even if a settlement is reached, you pay a substantial fee merely to reduce only a portion of your debt.
Filing bankruptcy in Riverside or Orange County can eliminate your debt permanently and you begin rebuilding your credit instantly. You can even qualify to buy a new home in as little as two years after your discharge. Contact our Orange County Bankruptcy Attorney or Riverside Bankruptcy Lawyer and discover how our expert bankruptcy attorney can help you now.
Keep Your House In Chapter 7 Bankruptcy
Surrender the house if you can’t afford the payments. Options include: surrender, foreclosure, deed in lieu, short sale), or keep the house and continue to make payments if current. Pay off your loan and you can own the house free and clear.
A Chapter 7 Bankruptcy in Riverside is the most common option but you must qualify and it can be difficult because eligibility is based on household income. The process is complicated so call our Riverside Bankruptcy Attorney | Lawyer to discuss your options today. Our Bankruptcy Attorney, Riverside CA also represents clients in Orange County, Corona, Moreno Valley, Chino Hills and San Bernardino Orange County.
Lien Strip Your Second Mortage
A Chapter 13 Bankruptcy is a debt repayment plan that lasts 3 to 5 years in Riverside or Orange County CA. It’s often filed to stop a foreclosure when you’re behind on your mortgage and can be used to strip liens on a second mortgage or HELOC. The monthly payment varies and depends on your income and the types of debt owed. Your payments may be as little as $200 per month so contact us today. Chapter 13 Bankruptcy is a common choice if:
- You’ve fallen behind on a mortgage and need time to get current
- You are an individual that doesn’t qualify for Chapter 7 Bankruptcy
- You own unprotected assets that can be taken by creditors
- View Chapter 7 vs. 13 Bankruptcy for more information.
Call Us Today 951-755-1000 And Learn How You Can Eliminate Your Debt Now
Why Choose
The Law Offices of Paul Y. Lee
Our Riverside Bankruptcy Attorney & Orange County Bankruptcy Lawyer expert is experienced and dedicated to helping you eliminate your debt quickly and confidently.
Contact Us Today 
You are not alone in the bankruptcy process. Let us serve as your guide, helping you secure maximum debt relief through whichever type of bankruptcy is best suited to your specific case. Contact us today to get started.
Riverside Bankruptcy Law Office
10580 Magnolia Ave, Suite A
Riverside, CA 92505
Riverside Bankruptcy Law Office
- Phone: 951-755-1000
- Fax: 888-788-2154
- Email: office@leelawyer.com