Choose A Great Bankruptcy Attorney
Overwhelming amounts of debt can be frustrating, humiliating, and demoralizing. One of the best ways to get a fresh start for a better financial future can sometimes be declaring bankruptcy. Two of the most common types of bankruptcy are Chapter 7 and Chapter 13. Chapter 7 bankruptcies are designed to help individuals liquidate their assets to be divided among their creditors. Many of their debts will be discharged through this type of bankruptcy. Chapter 13 bankruptcy allows the individual to work out a payment plan with their creditors. Repayment usually lasts from 3 to 5 years. By working with an experienced bankruptcy attorney, you can successfully orchestrate a bankruptcy that will help you get back on your feet and move on with your life.
Finding Funding
Many bankruptcy attorneys require their fee to be paid up front. Although this is not always true, setting aside enough money to pay for legal representation during a bankruptcy can help you be more successful throughout the entire process. Because many of your debts will probably be discharged or drastically reduced during a bankruptcy, you may choose to plan for your bankruptcy by relocating your resources that you would otherwise use to pay down debt.
Finding Options
Simply going through the phone book or doing an online search can help you find names of bankruptcy attorneys, but how do you know if they are a good fit for you? Getting a referral from a friend or from a lawyer can get you started. If you haven’t received any recommendations, you might need to rely on the internet for a list of lawyers in your area. Do a little bit of research by visiting their website and reading online reviews so you can find out about their specialty. Then, make some phone calls and set up some interviews.
Making Your Final Decision
Rather than just going with the first bankruptcy lawyer that you find, it is important that you choose someone who is experienced and who will be able to provide you with the kind of service that you need. It is a great idea to conduct a couple of interviews. Ask each lawyer about their experience and whether bankruptcy is all that they do. Find out whether they would be handling your case personally or if it would be handled by someone else. Ask about their fee and how it must be paid. After meeting with at least two or three lawyers, you are a lot better prepared to make your decision.
California Bankruptcy Relief at 888-748-0025 is a great resource if you want to learn more about bankruptcy and finding the right attorney.
