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Get the time you need to catch up on your debts with Chapter 13 in Norco CA
If you are behind on your mortgage or car payments, sometimes a little extra time is all you need to get back on track. While your lenders aren’t likely to offer you this extra time, you can get this time for yourself by filing for Chapter 13 in Norco CA.
How Chapter 13 Works
With Chapter 13 in Norco CA, people with regular income basically get to press pause on their debts while they work to repay them. Once you file for Chapter 13, you will enter the bankruptcy court’s supervised repayment program on a plan lasting 3 or 5 years depending on your income. You will only have to make one monthly payment, which will be applied towards all your debts. At the end of the 3 or 5 year period, you should be back on track with your secured debts like mortgages and car payments, and any remaining unsecured debt is typically discharged.
Chapter 13 in Norco CA Will Stop:
- Interest charges
- Late fees
- Creditor harassment
- Wage garnishment
- Foreclosure
- Repossessions
Now You May Wonder…
…What About My Property and Assets?
Participating in Chapter 13 in Norco CA does not carry any obligation to liquidate your assets. There’s no need to worry about “exempt” and “non-exempt” property. You can keep everything you want to keep, from your vacation home to your retirement accounts to your business assets and inventory.
…Can I Afford to File for Chapter 13 in Norco CA?
Yes. The payments for your court-approved repayment plan will be based on your disposable income. As your bankruptcy attorney, we will help calculate your disposable income and work hard to present a fair and affordable plan that the court will approve.
We keep our fees low to make sure our services are affordable, and we offer payment plans to help spread the cost out over time.
Call Now for a Free Bankruptcy Evaluation
Wondering if Chapter 13 in Norco CA is right for you? Call California Bankruptcy Relief at 951-755-1000 or submit your case online and we’ll set up a free bankruptcy evaluation for you. As a federally approved debt relief agency, we can provide the superior legal assistance you need to get maximum debt relief from your filing.
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