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Find freedom from debt by filing for Chapter 7 in Norco CA
California is among the 10 ten worst states for personal credit card debt, with the average resident owing $7,300. Due to the high interest rates, penalties, and fees associated with credit card debt, good people can easily get over their heads and end up facing crippling debt. Filing for Chapter 7 in Norco CA can provide much needed debt relief in this situation.
California Bankruptcy Relief is Here to Help
At California Bankruptcy Relief, we specialize in helping people just like you take advantage of the debt relief offered by Chapter 7 bankruptcy. With us as working as your bankruptcy attorney, you can rest assured all your paperwork will be filled out correctly to give you the best chance of having your petition for Chapter 7 in Norco CA approved on the first try. Our firm has been 100% successful in bankruptcy cases to date.
What Can You Do with Chapter 7 Bankruptcy?
- Eliminate Your Unsecured Debts: During Chapter 7 in Norco CA, you will receive a complete discharge from the following types of unsecured debts:
- Credit card debt
- Personal loans
- Medical bills
- Utility bills
- Back taxes at least 3 years old
- Certain lawsuits and judgments
- Reaffirm or Redeem Secured Debts: Filing for Chapter 7 in Norco CA doesn’t necessarily mean you have to discharge secured debts like your mortgage or car loan. You have the option to do so, but you can also choose to reaffirm the debt and continue making your payments.
- Keep Your Exempt Property: You are allowed to keep certain property and assets during a Chapter 7 bankruptcy. We can explain the California exemption lists to you and make sure you choose the list that will provide the most protection to the assets that matter to you. Here are some examples of property you may be able to keep:
- Your home
- Vehicles
- Home furnishings
- Clothing and jewelry
- Social security benefits
- 401ks and IRAs
- Pensions and other qualified retirement plans
- Tools of the trade for your business
- Alimony and child support
Find Out If You Qualify for Chapter 7 in Norco CA
Unfortunately, not everyone qualifies for Chapter 7 in Norco CA. If you earn more than the median income for your household size, we will need to complete a very complicated calculation called the California Means Test in order to figure out if you qualify. Fortunately for you, California Bankruptcy Relief can guide you through all the quirks of the Means Test to give you the best possible chance of qualifying, even if you have a high income.
Call Now for Your Free Bankruptcy Evaluation
Are you ready to find relief from your debts? All you have to do is dial 951-755-1000 or submit your case online and we’ll be happy to provide a free bankruptcy evaluation.
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