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Get the time you need to catch up on your debts with Chapter 13 in Riverside CA
Have you fallen behind on your mortgage payment, your car payment, your credit card bills, or other debts? Do you feel like you could catch up, if only you had a little more time to pay? With Chapter 13 in Riverside CA, you can give yourself this time while also finding relief from other debts.
How Chapter 13 Works
Also known as a wage earner bankruptcy, Chapter 13 in Riverside CA is a type of personal bankruptcy intended for individuals with a reliable income stream. A successful Chapter 13 petition will result in the creation of a court-approved repayment plan lasting 3 to 5 years. The plan will consolidate your priority debts so you only have to make a single monthly payment. At the end of the 3 or 5 years, you should be caught up on your mortgage, car payment, and other secured debts. Plus, you will get a discharge of your unsecured debts like credit cards and medical bills.
Chapter 13 in Riverside CA Will Stop:
- Interest charges
- Late fees
- Creditor harassment
- Wage garnishment
- Foreclosure
- Repossessions
Now You May Wonder…
…What About My Property and Assets?
You do not have to liquidate your assets in order to qualify for Chapter 13 in Riverside CA. There’s no need to worry about “exempt” and “non-exempt” property. You can keep everything you want to keep, from your vacation home to your retirement accounts to your business assets and inventory.
…Can I Afford to File for Chapter 13 in Riverside CA?
Yes. As long as you are confident you will continue to have a steady income, you shouldn’t have to worry about affording your Chapter 13 payments. After all, the amount of these payments will determined by your disposable income. Calculating your disposable income can be a bit tricky, which is why you will definitely want a bankruptcy attorney on your side to help ensure your plan is set up to your best advantage.
We keep our fees low to make sure our services are affordable, and we offer payment plans to help spread the cost out over time.
Call Now for a Free Bankruptcy Evaluation
Wondering if Chapter 13 in Riverside CA is right for you? Call California Bankruptcy Relief at 951-755-1000 or submit your case online and we’ll set up a free bankruptcy evaluation for you. As a federally approved debt relief agency, we can provide the superior legal assistance you need to get maximum debt relief from your filing.
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