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Find freedom from debt by filing for Chapter 7 in Riverside CA
Did you know that the average American has about $6,300 in credit card debt? Credit card debt is often a sign of deeper financial problems, as people frequently turn to credit cards to help them make ends meet when they lose their job, get sick, or get hurt and no longer have enough income to cover their bills. Filing for Chapter 7 in Riverside CA can provide much needed debt relief in this situation.
California Bankruptcy Relief is Here to Help
Chapter 7 bankruptcy is the most common type of personal bankruptcy, and at California Bankruptcy Relief we have handled thousands of Chapter 7 cases for people just like you. With us as working as your bankruptcy attorney, you can rest assured all your paperwork will be filled out correctly to give you the best chance of having your petition for Chapter 7 in Riverside CA approved on the first try. We have a 100 percent success rate in bankruptcy filings and we’re confident we can help you.
What Can You Do with Chapter 7 Bankruptcy?
- Eliminate Your Unsecured Debts: By filing for Chapter 7 in Riverside CA, you can relieve yourself of the burden posed by many types of unsecured debts such as:
- Credit card debt
- Personal loans
- Medical bills
- Utility bills
- Back taxes at least 3 years old
- Certain lawsuits and judgments
- Reaffirm or Redeem Secured Debts: If you want to continue making the payments on a secured debt such as a mortgage or car loan, these debts will not be discharged in when you file for Chapter 7 in Riverside CA. If you cannot afford the payments, you can give up the property as part of your bankruptcy.
- Keep Your Exempt Property: You are allowed to keep certain property and assets during a Chapter 7 bankruptcy. We can explain the California exemption lists to you and make sure you choose the list that will provide the most protection to the assets that matter to you. Here are some examples of property you may be able to keep:
- Your home
- Vehicles
- Home furnishings
- Clothing and jewelry
- Social security benefits
- 401ks and IRAs
- Pensions and other qualified retirement plans
- Tools of the trade for your business
- Alimony and child support
Find Out If You Qualify for Chapter 7 in Riverside CA
If you have a high income, there is a presumption that you do not really need the debt relief offered by Chapter 7 in Riverside CA. Depending on what you score on the California Means Test, we can try to rebut this presumption. Fortunately for you, California Bankruptcy Relief can guide you through all the quirks of the Means Test to give you the best possible chance of qualifying, even if you have a high income.
Call Now for Your Free Bankruptcy Evaluation
Take the first step towards a brighter financial future by calling 951-755-1000 to request your free bankruptcy evaluation from California Bankruptcy Relief.
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